It is often thought that those who know how to manage their money perfectly have some kind of innate talent for personal finance.
As if some people are born with the ability to understand the rule of 72, or the importance of portfolio diversification.
Spoiler alert : this is completely false.
And if you have no idea of the meaning of what I just said, know that you are not a lost cause at all.
Yet many people lock themselves into boxes – only to be unable to get out of them.
And the worst box to put yourself in is, “I’m just bad with money.”
The truth is that controlling your finances and making your money grow can be learned.
No need to become a mathematical or financial market genius: the first step is simply to learn about the subject (and yes: reading this article counts) .
And for that, personal finance books are an ideal solution.
They can help you better understand how savings work, know how to invest in the stock market, learn how to manage your budget, change the way you consume and approach many money-related decisions with confidence… All without having to worry about it. head with terms of complex economics.
And these are far from boring reads. I even read one of the books below while on my honeymoon. #Romance
These 9 books on personal finance are not only entertaining and informative, but they can also help you better manage your money, your career… and your life in general.
Rich Dad, Poor Dad
The book on the importance of financial education
Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money…That the Poor and Middle Class Don’t – I think is an absolute must-have for anyone who wants to learn how to manage better his finances.
To this day, it remains one of my favorite books – and it’s the best-selling personal finance book in the world, by the way!
Very easy and pleasant to read, it is both an autobiography and a lesson in money management. Kiyosaki takes us through memories of his childhood – especially the contrast between his own father, who always had difficult weekends, and his friend’s father, one of Hawaii’s wealthiest residents.
The comparison highlights how essential financial education is to managing your money and your future well.
According to Kiyosaki, it’s not education that will help you make your way to wealth, or even a mind-boggling income. It all really depends on how you manage the money you already have, and what systems you dare to put in place to achieve financial independence.
In this book, a classic of financial education, Robert Kiyosaki presents how the way you think impacts your success in managing your personal finances. An essential to change your relationship with money and understand the real ways in which you can grow your wealth.
Do you really need it?
The book to stop flirting with overdraft
In this book, Pierre-Yves McSween, an accountant by training, starts from the idea that if we manage our personal finances so badly, it’s because we constantly spend on things… which we don’t really have need.
He therefore encourages us to ask ourselves systematically, before each purchase: ” Do I really need it?” .
This question is essential to help us break with our habits of consumption, and to spend on what makes us truly happy. Because even if we often try to convince ourselves otherwise, the answer to this question is very often no…
Between humor and honesty, McSween offers many practical solutions to help us fight the most common financial pitfalls – and finally use his money for what makes us truly happy .
The author teaches us how to stop wasting your money on things we absolutely don’t need and how to change our relationship to consumption.
Get rich: 6 weeks to simply improve your finances!
The practical guide
Ramit Sethi, author of a very popular personal finance blog in the United States, explains in this book his infallible method for successfully growing your money and reorganizing your finances .
He insists in particular on the idea that you do not need to be perfect to become rich, nor to have large sums of money to invest.
The big advantage of this book is its ultra-practical side. It is therefore a book of choice for those who prefer immediately applicable advice rather than deep discussions on the relationship to money.
With both helpful and proven advice Sethi details in this book, the path to wealth is much more accessible than you might think…
In Get Rich, Ramit teaches you real-life ways to save money and put your finances on autopilot while allowing you to spend guilt-free on the things you enjoy.
Think and Grow Rich
The book that presents the 13 steps to becoming rich
Napoleon Hill’s best-selling Think and Grow Rich is the most influential financial success book ever published .
Because if the author indeed talks about money, he also offers many tools to guide us in our personal development by allowing us to really seek to put in place the key differences of success, including financial. But what makes the richness of this book is also that these ideas are applicable in many other areas of our lives…
In Think and Grow Rich , Hill explains the secret to the success of entrepreneur Andrew Carnegie, the richest man of his time. This timeless classic aims to help you develop the skills and mindset necessary to achieve exceptional success in any field or activity, personal or professional – but above all financial!
Hill explains in detail the 13 steps necessary to achieve personal goals, and become rich. Far from a scam or a promise of quick riches, this book is full of scientific studies to explain the solutions presented throughout this story.
This book teaches you the 13 principles for getting rich and achieving any financial goals you set for yourself.
The Millionaire Next Door
The book that reveals the secrets of the success of the richest
The central idea presented in The Millionaire Next Door is that one can either decide to get rich or try to look rich . That is to say that accumulating exuberant expenses (high fashion clothes, new cars, watches from big brands…) is actually the best way to never become rich.
Because the media spends so much of its time hyping up stories of celebrities with big spending and multimillion-dollar villas, we tend to want to emulate these glitzy lifestyles.
We then forget that most millionaires actually live far from this model : a large majority of them live (largely) below their means, without luxury cars or high fashion suits, and firmly believe that putting on side is more important than publicly displaying one’s wealth and social status.
If you want to learn how to build your wealth by drawing inspiration from those who have truly succeeded , this book is for you!
In The Millionaire Next Door , Thomas J. Stanley and his colleagues identify seven common traits of millionaires and those who have successfully accumulated wealth. And how this universe is actually far from luxury cars and gold watches…
100€ To Launch Your Business
The book to earn a living thanks to your passion
This book is intended for all those who dream of changing jobs or launching their personal projects to finally live from their passion . Far from a myth, Chris Guillebeau explains how many entrepreneurs have managed to launch their own business and increase their income themselves without having to invest thousands of dollars.
Because contrary to the stories that make the headlines, setting up a business absolutely does not necessarily require fundraising of several thousand or million euros! To make your work an activity that you are really passionate about, 100 euros can be enough, and Guillebeau is ready to prove it to you.
Filled with concrete examples and easy-to-implement tools, this book presents entrepreneurship as a real solution to free yourself from constraints and fly on your own financially!
Full of short and interesting case studies of individuals who have decided to start their own small business, $100 Start a Business is the motivation you need to make your dreams come true.
This book shows you how to combine your passion and your skills to create your own business with 100 euros… or less!
Everyone Deserves to be Rich
The book with dozens of tips and techniques to master your money
The promise of this book is simple: teach us everything you never did in school about money and managing your personal finances . Olivier Seban presents us with simple and accessible solutions to increase your sources of income without needing to invest thousands of euros or to be a pro of the economy.
True financial coaching, this work will allow you to change the perception you have of the way in which one can get rich, and to create real opportunities that everyone can seize without difficulty. Thanks to his valuable advice, you will ensure your financial security and your future while increasing your purchasing power…
This book aims to teach you everything you never learned in school about money and managing your personal finances. Olivier Seban gives you simple and accessible solutions to increase your sources of income without having to invest thousands of euros and without being a pro of the economy.
From college benches to financial independence
Succeed without inheritance and without capital
In this book, Raphael Carteni tells his story and his journey in a family he considers to be “neither rich nor poor”.
After studying medicine and immersing himself in the world of “9 a.m. to 5 p.m.” and the burn-out that is so widespread today, he understands how essential freedom is to personal fulfillment .
On the path to financial independence, between entrepreneurship and investment, Carteni presents the different systems he managed to put in place to achieve financial freedom… in just three years.
In this book, we follow Raphael Carteni on the path to financial independence. He makes us discover the different systems he managed to put in place to achieve financial freedom… in just three years.
The Richest Man in Babylon
The Book of Simple Lessons in Financial Wisdom
Travel through time and space as George S. Clason takes us to the heart of Babylon to teach us about financial success through his collection of quotes and short stories.
Each of the little parables presented in this book teaches practical tips and tools to improve financial skills and learn how to ensure a comfortable, lasting income.
Because according to Clason, you will only start building wealth when you realize that some of the money you earn belongs to you – and should not be wasted on useless or unfulfilling products or services. The secret is in the long term: saving now will allow you to really benefit later.
Through these amusing tales of merchants, traders, and shepherds, you’ll learn how to better keep what you earn, pay off your debts, put your money to work, choose wise investments, and ensure your financial security, now and in the future.
The book tells a story taking place in Babylon during Antiquity, to teach you 7 rules to know absolutely to better manage your money.